Over 60% of U.S. renters already live in properties with resident portals. TenantBio lets rent-reporting companies instantly verify rental history directly from those portals — no landlord outreach, no document fraud, and no manual review.

Get more customers

Offer rent reporting to more customers who can’t use bank linking to verify their rent payments

Faster reporting

Rent payments that are coming from resident portals do not need to be verified, as they are coming directly from source of truth

Reduce cost

Reduce the cost associated bank linking fees (Plaid), and user uploaded document processing by offering the resident portal linking before offering other methods

The Problem TenantBio Solves

Most rent reporting solutions depend on:

Bank transaction linking (Plaid)
Bank statements
Renter-uploaded receipts or leases

These approaches break down when:

Rent is paid by check, money order, cashier’s check, or cash
Payments are logged only inside a resident portal
Transaction descriptions don’t clearly indicate rent
Landlord identity cannot be verified
Manual review becomes expensive and slow

The result:

Eligible renters are blocked
Support and compliance costs increase
Fraud risk rises
Rent reporting coverage stalls

The Missing Truth: Rent Lives in the Resident Portal

For professionally managed rentals, the resident portal is the system of record..

That’s where:

Rent charges are created
Payments are posted (regardless of payment method)
Landlord and property information is maintained
Ledgers are used for accounting, audits, and legal proceedings

TenantBio verifies rent at the source, rather than inferring it from bank data.

What Is TenantBio?

TenantBio is a consumer-permissioned resident portal linking tool that allows renters to share verified rental history with third parties.

TenantBio verifies:

✅ Landlord identity
✅ Property address
✅ Renter–property relationship
✅ Rent ledger history (amounts, dates, balances)

TenantBio does not:

❌ Require landlord involvement
❌ Allow renters to modify data
❌ Rely on bank transactions
❌ Require document uploads
❌ Require renters to share usernames or passwords

Why TenantBio Was Built

Renter, Inc. has performed landlord reference verification nationwide since 2015.

To reduce fraud and improve accuracy, we built TenantBio to:

Detect fake landlords
Validate rental history at the system of record
Eliminate renter-submitted document fraud
Improve response rates and turnaround time

During this work, we identified a broader opportunity:

The same verified rental data used for tenant screening can unlock rent reporting for renters that bank data can’t reach.

TenantBio is the product that we now offer to rent reporting companies and FinTech. We offer the Resident Portal Linking as part of our Rental History Verification (RHV) solution. But it’s also available as standalone product.

Why Rent Reporting Companies Should Use TenantBio

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1. Enable More Renters to Report Rent

TenantBio unlocks renters who:

Use portals that never touch ACH
Pay rent by check or money order
Pay cash that is logged in the portal
Fail or abandon bank linking

More verified renters = higher activation and retention.

2. Reduce Manual Verification

TenantBio automatically verifies:

The landlord
The property
The rent ledger

This reduces:

Manual document review
Support tickets
Risky renter-submitted evidence

3. Improve Fraud Resistance

Bank data can show a payment — but not necessarily rent.

TenantBio confirms:

Who the landlord is
Where the property is
That the ledger reflects rent

This dramatically reduces:

Fake landlords
Non-rent transactions
Circular or manipulated payments

4. Stay Aligned With Bureau & FCRA Expectations

Credit bureaus do not require rent payments to appear in bank transactions

They require:

Reasonable procedures to ensure accuracy
Verified source data
Ability to investigate disputes

Resident portals already meet these expectations.
TenantBio provides the verification layer and audit trail.

How TenantBio Works

Renter selects “Share rental history”
Renter downloads TenantBio Browser plug-in
Renter follows a few steps and navigates to different sections of their tenant portal
TenantBio verifies:
- Landlord
- Property
- Ledger history
Verified rental history is shared with the third party (that’s you)

No landlord outreach.
No document uploads.
No editable data.

Demo

You share a link with your applicant/renter, they follow a few steps. TenantBio captures rental history and provides you direct-from source, consumer-permissioned data.

Here is how easy it is for your applicant/renter to share their rental history with you.

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Built for Partners

TenantBio can be used as:

A fallback when bank linking fails
A verification layer for paper or cash payments
A fraud-reduction tool
A coverage expansion strategy

We support:

API access
Browser-extension–assisted flows
Tech + human support for edge cases

Available data points

Book a call

01.

Property & Landlord Identity

Confirm the rental is real and professionally managed. TenantBio verifies the property and landlord directly from the resident portal — eliminating fabricated or unverifiable tradelines.